Bye Debt

Mint: A Review

Mint is a free, web-based financial service management app available on iOS and the Google store. It was founded in 2006 and has gained popularity in the U.S. and Canada.

Rating on App store: 4.5
Frugal Fox Rating: 4.9


  • It is extremely visual —
    • If you love charts, then this app is for you! It comes with a visual money tracker, in the form of a pie chart. Your income and net worth can be converted to bar graphs and your monthly budgets are on a sliding scale.
    • The best part about Mint is that if you keep it going for multiple years, you can compare those years. Talk about seeing your progress!
  • If you’re not into the envelope system, it is a good alternative —
    • For James and I, the money envelope system just wasn’t realistic. Too many things are drafted out of our accounts on a monthly basis and James’ bank doesn’t even have a branch in the Wilmington area.
    • Mint makes it feel like we have a “virtual” envelope system and makes us stay on track
  • You can see your debt —
    • You have the ability to hook up every.single.account to mint including (but not limited to):
      • Mortgage
      • Student Loans
      • Credit Cards
      • Auto Loans
      • Personal Loans
      • Bank Accounts
    • James and I now know our net worth and how much in the negative we are. But it’s also fun to see those debts disappear while you’re completing your debt snowball.
  • Fantastic customer service —
    • I have never had a bad experience with Mint. Cee and I have used it for years and anytime I have an issue, they are more than willing to help me through it. Cee has had the same experiences.


  • It’s a lot to keep up with —
    • If you’re used to balancing a checkbook, Mint should make things easier, but for the person that is just getting started, this app can become overwhelming.
    • There are a ton of categories, which gives you choice, but at the same time, it’s difficult to sort through your bills and purchases efficiently
      • I recommend logging on EVERYDAY, to avoid forgetting where your money was spent
  • Sometimes, it lags —
    • When I was rapidly paying off my UNC loan, it took a couple of weeks for Mint to report accurate numbers
      • Just remember, Mint is there to HELP, not act as an accurate display of your bank account


  • This app itself is gorgeous —
    • It’s clean
    • It’s colorful
    • Its typeface is easy to read
    • It has a cute little logo

User Friendly —

  • While the act of managing your money can be ‘a lot to keep up with,’ the app itself is the easiest thing to use.
    • There are three sections (at the bottom of the screen)
    • Updates gives you a snapshot and Overview is the meat and potatoes of the app


What are apps that you use to stay frugal and fit? Tell us and we’ll give it our review!


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